Practical guidance for local decisions with real consequences.
Latest — Owner Decisions2 min read
Buying the building can be a great move. It can also quietly turn an operating business into a real estate risk it did not plan for.
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A shareholder loan starts as a balance sheet account. Left alone, it can become a tax problem with interest, reassessments, and a very unpleasant conversation.
Profit is a story about performance. Cash is a story about timing, debt, taxes, inventory, receivables, and owner withdrawals.
The purchase price gets the attention. The working capital, tax exposure, staff risk, and customer concentration usually write the real story.
